Credible SPTs. Zero greenwashing.
Our data-driven platform helps financial institutions scale SLL offerings by ensuring that SPTs are ambitious and rigorously validated while mitigating greenwashing.
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Credible & ambitious SPTs
We bring clarity to SPTsSustainability Performance Targets. Our quantitative models forecast BAUBusiness-as-Usual emissions, ensuring that targets are ambitious, credible, and aligned with science and industry insights.
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Risk analysis
Zerolytics' methodology delivers consistent, science-based SPTsSustainability Performance Targets. Our financial impact analysis provides clear insights into how sustainability commitments affect credit risk. Scenario analyses stress-test the impact of external factors on SPT achievement.
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Mitigate greenwashing
Zerolytics delivers transparent, data-driven SPTSustainability Performance Target calibration, aligned with SLLPSustainability Linked Loan Principles and regulations. Our probabilistic modeling adds credibility by assessing target achievability.
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Assessments at scale
Our platform automates SPTSustainability Performance Target assessments, enabling financial institutions to scale SLLsSustainability-Linked Loans efficiently. We enable seamless loan syndication and lender coordination, reducing the time needed to establish ambitious SPTs from weeks to hours.
We've got you covered.
With hundreds of models across 15+ industries and rapid on-demand creation, we ensure seamless coverage for your needs. Any company, any industry, any time.

For illustration purposes only. Actual figures are updated within the platform
Reliable forecasts. Confident decisions.
Unique CapEx analyses
Our models factor in the borrower’s investments in carbon-intensive and low-carbon assets to ensure realistic SPTSustainability Performance Target calibration.
Robust benchmarking
We provide peer comparisons, science-based pathways and sectoral frameworks to align SPTsSustainability Performance Targets with credible decarbonization pathways.
Reliable forecasts
Our financial digital twins are company-specific, quantitative models forecasting GHGGreenhouse gas emissions in a business-as-usual scenario and financial implications.
We answer 5 key questions on SPTs.
- Are companies’ climate targets credible and ambitious?
- Are CapEx plans and strategy aligned with a Net Zero pathway?
- How do external factors impact target achievement?
- What are the financial implications of reaching climate targets?
- How does a company’s performance compare to industry peers?
Frequently asked questions from our users
How does Zerolytics ensure that Sustainability Performance Targets (SPTs) are credible and compliant with regulatory standards?
Zerolytics ensures credibility and regulatory compliance by using data-driven, quantitatively validated methodologies to establish Business-as-Usual (BAU) baselines. This approach goes beyond simple trend extrapolation, providing company-specific insights that demonstrate whether SPTs are genuinely ambitious and meet the Loan Market Association’s (LMA) principles. Our automated assessments reduce subjectivity, support regulatory readiness, and enhance market credibility.
How does your platform help reduce greenwashing risks in Sustainability-Linked Loans (SLLs)?
Zerolytics mitigates greenwashing risks through transparent, data-backed methodologies that validate the ambition and materiality of SPTs. By quantifying BAU trajectories, we make it clear when targets exceed what would happen without intervention. This reduces the risk of superficial sustainability claims and helps financial institutions maintain both legal and reputational integrity in line with LMA guidelines.
What makes Zerolytics different from other sustainability assessment tools on the market?
Unlike traditional tools that rely heavily on trend extrapolation or generic peer benchmarking, Zerolytics leverages Financial Digital Twins to create company-specific BAU baselines. This provides faster, more accurate, and credible SPT assessments. Our advanced CO₂ and financial forecasting models offer insights that are both data-driven and tailored to each borrower, enabling a deeper connection between sustainability performance and financial outcomes.
How difficult is it to integrate Zerolytics into our existing processes?
Integration with Zerolytics is straightforward. Our platform is user-friendly and designed for minimal disruption to your current workflows. It requires little to no complex setup, and onboarding is quick. Additionally, our support team, together with our AI assistant, is available to ensure a smooth implementation. The platform’s intuitive interface makes it easy for your team to start benefiting from our automated assessments right away.
We already have an internal team assessing SPTs. How does Zerolytics add value?
Zerolytics complements your internal team by providing standardized, data-driven assessments that enhance both the credibility and efficiency of your SPT evaluations. Our platform automates complex calculations, validates BAU baselines with historical data, and offers advanced forecasting capabilities. This not only reduces manual workload but also ensures your assessments are robust, consistent, and aligned with the latest regulatory requirements.
What is a financial digital twin?
The coming climate transition rivals an industrial revolution—bringing both risk and opportunity. For asset managers, rare chances to generate alpha require a deeper understanding of transition risks. That’s why Zerolytics developed financial digital twins: virtual models that simulate cash flow, expenses, and investments, enabling users to assess financial impacts and make more strategic decisions.